Brookey Insurance Services - Recreational Vehicles
RV & Motorhome Coverages
Looking for great deals to insure your RV, Motorhome, or Travel-trailer? We’ve got the coverage you need!
There’s nothing like the feeling of the open road… As long as things are going to plan that is.
The Northwest is a camper's paradise, so it’s no surprise that Brookey Insurance handles a lot of RV & Motorhome policies.
Some questions we hear often are:
- Do I need to insure my RV year round?
- Should I get Homeowners Insurance if I live in my motorhome?
There’s no single answer that we can give everyone, but generally we can help you cover your RV, Motorhome, or Travel Trailer part time or year round.
At Brookey Insurance Services, we work with a number of carriers to provide you with the insurance coverage you need at a price you can afford.
If you find yourself in a complex situation with multiple vehicles, are looking to bundle your homeowners insurance or renters insurance, or even want to add coverage for an RV, ATV, or Boat, then we suggest you chat with one of our expert agents to find the right coverage for you!
What We Do
Protecting your home away from home is always a smart choice, and we’re here to help! To start, we’ll get the information on the type of RV you own, it’s age and value, the types of coverage you want and need, and then we reach out to our networks searching for the best deals!
With the details of your RV and driving history, we scout out the available options. By allowing our premier partners to offer competitive quotes, we work to find you the best coverages at a rate to fit your budget. If you have other insurance, we can factor that in as well to provide you with quotes to save you over all.
After receiving quotes back from our providers, we present you with the policies and answer your questions to explain the differences in insurance coverages. Every RV is built and used differently, so we’ll help you find the insurance that fits you and your home on wheels.
Should you ever have questions, want to amend your policy, or need to file a claim, we are just a phone call or email away.
Towing VS Driving...
Not all RV’s move on their own power. When an RV is towed it gets classed as a specialty trailer and can be bundled with your auto insurance. Motorhomes can also pull trailers and many travelers may benefit from trailer insurance as well when towing a car, boat, or off-road toys. Our Agents can gather your RV and trailer details and provide you with some stand alone options or compare that to bundling with your current policy.
Insurance For Digital Nomads
Since 2020 people have been working remotely more than ever. Combine that with a shortage of housing and it’s no surprise that people have taken to working anywhere they have wifi and that includes those living full time in an RV or motorhome. With some of the custom conversions out there looking more luxurious than a high end condo, it makes sense to insure not only the RV itself, but everything about your lifestyle that would be costly to replace if something were to separate you from your mobile home & office. The providers we work with now offer coverage that was created with you in mind. Let us go over the details with you and get you a great quote!
Things not Going As Planned?
Nobody plans to encounter problems out there on the road, but the unfamiliar places you may visit can be both beautiful and tricky to navigate in larger vehicles. RVs and Motorhomes that only travel a few weeks out of the year tend to have breakdowns far from home as well.
At Brookey Insurance Services, our agents are well versed in the types of coverage typically sought after when it comes to RV’s. Like with other types of insurance we can help you customize your coverage to suit your actual needs and cover your road trips or year round for those living their dream out on the road full time!
Towing VS Driving...
Not all RV’s move on their own power. When an RV is towed it gets classed as a specialty trailer and can be bundled with your auto insurance. Motorhomes can also pull trailers and many travelers may benefit from trailer insurance as well when towing a car, boat, or off-road toys. Our Agents can gather your RV and trailer details and provide you with some stand alone options or compare that to bundling with your current policy.
Insurance For Digital Nomads
Since 2020 people have been working remotely more than ever. Combine that with a shortage of housing and it’s no surprise that people have taken to working anywhere they have wifi and that includes those living full time in an RV or motorhome. With some of the custom conversions out there looking more luxurious than a high end condo, it makes sense to insure not only the RV itself, but everything about your lifestyle that would be costly to replace if something were to separate you from your mobile home & office. The providers we work with now offer coverage that was created with you in mind. Let us go over the details with you and get you a great quote!
Things not Going As Planned?
Nobody plans to encounter problems out there on the road, but the unfamiliar places you may visit can be both beautiful and tricky to navigate in larger vehicles. RVs and Motorhomes that only travel a few weeks out of the year tend to have breakdowns far from home as well.
At Brookey Insurance Services, our agents are well versed in the types of coverage typically sought after when it comes to RV’s. Like with other types of insurance we can help you customize your coverage to suit your actual needs and cover your road trips or year round for those living their dream out on the road full time!
Don't Just Take Our Word For it:
Our Customers Say...
Of course we think we’re a great Insurance Agency, luckily so do lots of other people!
Danyelle was very helpful and patient with getting back to us and waiting for our email replies. She made it work with all out requests and we so glad that we had some guidance in insurance before getting our first car! Thank you!
Alice Loh
- Puyallup WA
I walked into my car dealership with 0$ to buy a car and no insurance. I was referred to a private agent with Brookey, my agent helped me find my forever insurance company and was with me through the whole process and even to this day! I 100% recommend Brookey Insurance!
Sierra Lumbert
- Sumner WA
- Based On 231 Reviews
Brookey Insurance Services - RV/Motorhome
Coverages:
What you need to know...
Open any title to expand that topic.
This resource is offered as a of collection available info. It’s not meant to constitute legal advice and we don’t guarantee that’s it’s 100% up to date at the time you view this page.
This type of coverage covers you or an insured driver on the policy if one of you causes an injury to someone else, like a pedestrian (Yikes), passengers in the RV, or in the other vehicle.
This type of coverage protects you if you’re found at fault in an accident that damages another person’s property.
This type of coverage protects your vehicle and covers repairs or replacement if your home away from home has become damaged in a crash.
This coverage covers your RV in case of a fire, vandalism, or weather damage such as hail.
Getting hit by a motorist without ample coverage doesn’t make it easy to be a happy camper anymore. Luckily, with our RV policies, we’ll make sure you’re covered, even if other people aren’t.
Much like your Auto policy, roadside assistance helps in case of a breakdown, running out of fuel, or getting stuck in the mud or snow. We understand that life happens, so we ensure that you’re covered in a variety of situations.
Like a homeowners policy that has a “Loss of Use” coverage, emergency expense coverage may cover lodging, food, or transportation expenses if your RV leaves you stranded far from home.
Do you have custom attachments fixed to your RV? Well, this coverage is for you!
Having to replace your personal property when disaster strikes can become a costly investment! This coverage covers your personal property up to your policy limits to make it easy to replace your belongings.
Vacation Liability is a special liability coverage that pays for bodily injuries and property damages while using your RV as your vacation residence.
Do you live in your RV more than 6 months out of the year? Great news! You can have Full-time RV coverage! This allows you to receive broader coverage and greater protection while you’re parked or living in your RV.
