Brookey Insurance Services - Homeowners and Renters
Home & Renters Coverages
Shopping for Homeowner’s or Renter’s insurance in the greater Seattle area? We have you covered!
If you have tangible assets, like a home, apartment, or condo, you need the protection of a homeowners insurance policy.
What you want to know is:
- Am I protected in a Fire?
- Am I protected in a Flood?
- Am I covered for Theft?
You’re in luck! With our Home & Renter’s insurance Quote Tool, you can get a quote on the coverage you need from our partners in no time at all.
At Brookey Insurance Services, we understand how important it is to know that you, your loved ones, and all of your possessions are protected in the case of disaster or mischievous intent.
We also know that you don’t want to pay an arm and a leg every month for that piece of mind. That’s why we work with a number of carriers to provide you with the insurance coverage you need at a price you can afford.
Best of all we can help you bundle your other policies for a boat load of savings.
(Did we mention we offer Boat Insurance too?)
What We Do
We know that everyone’s home is their castle. We will gather the necessary details about your home, condo, or apartment, and you, then go over the coverage options you would like to include. This will include the basics, but there are a lot of specific coverages that may apply to you. Of course we’re here to help you to assess what types of Homeowners or Renter’s insurance coverage suits your needs.
With that, we can start to gather competitive policies from our provider network. Based on the parameters you asked us to search, we will make a detailed analysis and then present our findings to you. We can help you weight the Pro’s and Con’s of the different policies until you feel that you have enough information to choose a policy that’s right for you.
Life doesn’t stop, and neither do we. As your home grows or changes, we can help you update your policy or answer your questions anytime.
Should our clients ever need to file a claim, we’ll be here to help gather the necessary paperwork and get your claim filed.
Need Renters Insurance?
Don’t worry, Brookey Insurance has got you covered. Renters don’t think they need insurance because the house isn’t their responsibility. That’s true, but we can cover your possessions in the case of fire, hail, snow, windstorm, vandalism, or theft. There’s no place like home and it’s comforting to know that the things you own are covered!
When The Levy Breaks...
Renters Beware: If you’re renting, your landlord’s may have flood insurance to cover their investment, however, most landlords do not have property insurance that covers your possessions. Adding a flood policy to your Renters Insurance will help you recover the value of your own personal belongings if you find yourself up a creek without a paddle.
Need Renters Insurance?
Don’t worry, Brookey Insurance has got you covered. We can cover your possessions in the case of fire, hail, snow, windstorm, vandalism, or theft. There’s no place like home and it’s comforting to know that your home is covered!
Looking to Save? Bundle!
If you pay for Auto, Home/Renters, and other insurance coverages, let our experts get you a combined quote on all those policies in one payment. This simplifies your life and saves you money on your insurance costs!
Don't Just Take Our Word For it:
Our Customers Say...
Of course we think we’re a great Insurance Agency, luckily so do lots of other people!
Saved me so much money! They cut my insurance in half, with two cars! Best place to look for insurance.
Michelle R.
- Auburn WA
I have been with Brookey insurance for a while now. They are always friendly. Danyelle is friendly and gives outstanding customer service every time. She follows through and follows up. That is a A+++ in my book. Brookey has earned my business. In this day and age of technology, it's nice to have the human touch. 🙂
Shawn Harris
-Tacoma WA
- Based On 231 Reviews
Brookey Insurance Services - Homeowners & Renters
Coverages:
What you need to know...
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This resource is offered as a of collection available info. It’s not meant to constitute legal advice and we don’t guarantee that’s it’s 100% up to date at the time you view this page.
HOMEOWNERS:
Freshly remodeled home?
If you’ve recently remodeled or upgraded your home, your policy should be updated! With upgraded finishes, your home will be worth more and would cost more to replace. Let’s revisit your policy to ensure your assets are protected!
Live near water?
Flood insurance isn’t included in a typical Homeowners insurance policy, so let’s make sure you don’t wind up underwater financially in the event of an emergency! Talk with one of our knowledgeable representatives about adding a supplemental flood insurance policy to help you keep your head above water if disaster strikes.
With our partners, dwelling coverage is nothing to dwell upon! Our team will supply you with a quick and easy homeowners insurance quote. Dwelling coverage covers the structure, and permanently fixed features of your home.
Unless you enjoy living in an active construction zone, chances are you’ll want to be out of your home while your home is under repair. Having to make a homeowners insurance claim is never fun, but ensuring you don’t face steep out of pocket expenses after an emergency helps to ease the pain.
Personal liability coverage is about financial protection for you and your family! Personal liability coverage in your homeowners policy provides coverage to pay for claims of bodily injury or property damage that you or the residents of your home are responsible for. Life happens, make sure you’re covered.
Fancy furniture? Brand new TV? Collectibles? Jewelry? These are all items that can be covered under your homeowners policy! When speaking with one of our representatives, think about the approximate value of the personal property you want covered to ensure that your quote is accurate and covers you if disaster strikes.
RENTERS:
“I don’t even own any valuables…”
Even your day-to-day items like clothes, cookware, furniture, and others would add up to a pretty significant amount if you had to replace them all at once! Avoid having to pay out-of-pocket for these items by ensuring you have ample coverage.
“Doesn’t my Landlord’s policy protect me?”
No, unfortunately most of the time it doesn’t. The best policy to have is your own policy! In the world of insurance it’s always best to protect your interests personally and not worry about whether somebody else’s policy covers you. In the event of fire or water damage you can avoid the issue of fault and who’s responsible for replacing your property and restoring the rental property. Having your own policy can also protect you if the landlord’s insurance or a court finds you liable for damages to the property itself.
If you’re renting a home or apartment, your landlord will have their property protected, but their policy won’t cover your personal belongings. As a renter, you can insure your personal property for the replacement cost or the actual cash value of the property.
Nobody wants to be out of a home, especially if brought on by an emergency or disaster. Loss of Use will cover your living expenses to ensure you have a warm place to sleep at night and can keep food on the table for you and your family while you’re out of your home.
If you face the unfortunate situation of being responsible for someone’s injuries or their property, personal liability may cover you up to the limits of your policy.
Nobody ever wants someone to get injured, but if someone is injured in your rental home or apartment, the medical payment portion of your renters coverage may pay for medical bills up to your policy’s coverage limits.
