Brookey Insurance Services - ATV & Off Road
Off-Road Vehicle Coverages
We make it easy to insure you ATV, Side-By-Side, Snowmobile, or any other Off-Road vehicles you have!
Do you enjoy getting out on your ATV, UTV, Side-by-side, or Dirtbike? Or maybe you explore in winter on your snowmobile?
You Might Be Asking:
- How much does it cost to insure my ATV, Side-By-Side, or Snowmobile?
- Will it cover my machine or just my liability?
Brookey has insurance policies to cover you for all seasons in any of Washington’s woods and beyond! We can offer you a variety of options based on how often you ride and what you want to insure.
At Brookey Insurance Services, we work with a number of carriers to provide you with the insurance coverage you need at a price you can afford.
If you find yourself in a complex situation with multiple vehicles, are looking to bundle your homeowners insurance or renters insurance, or even want to add coverage for an RV, ATV, or Boat, then we suggest you chat with one of our expert agents to find the right coverage for you!
What We Do
Covering your ATV, UTV, or Side by side for use on the road, on the trails, or at the ORV park with an insurance policy is a great way to protect your investment, and we’re here to help! To start, we’ll get the information on the type of ATV, UTV, or side by side you own, it’s age and value, a list of modifications (if any) you’ve made to it, along with any other coverages you need, and then we’re ready to reach out to our partners to get quotes!
After getting your details, we’ll hit the trails of insurance underwriting! By working with our premier partners to find the best coverage at the best rate, we can ensure you’ll be covered over every jump and bend of the trail!
Once we receive the quotes back from our network of providers, we’ll be in touch with you to present the options, help you choose the right coverage for your ride, and answer any questions that come up. You can ride with confidence knowing you have the best coverage for your situation.
Coverage For Kids
Young riders enjoy sharing the family’s enthusiasm for motorsports as well, and it’s legal in many places for a person well below the driving age to hit the trails. Try as you might to prepare your inspiring motocross superstars to ride safely, nobody can control all aspects of trail riding. Adding your young riders to your policy helps you feel more prepared while they gain experience and new riding skills.
Let It Snow!
Before you hit the cascades this winter, make sure you explore whether your snowmobile is insured! Accidents happen! With an insurance policy on your snowmobile, you can be protected against untimely medical expenses and collision costs in the event of an accident. By working with one of our representatives, we can help you choose the best policy for your lifestyle and budget.
Don't Forget The Trailer!
It’s important to consider adding a trailer insurance policy to your suite of coverages because the cost of your trailer and whatever it’s hauling may not be covered in your auto policy! Having an ATV policy is good, having a complimentary trailer insurance policy covers so much more! Just let one of our reps know that you want to explore trailer insurance and they can tell you about the different options available.
Coverage For Kids
Young riders enjoy sharing the family’s enthusiasm for motorsports as well, and it’s legal in many places for a person well below the driving age to hit the trails. Try as you might to prepare your inspiring motocross superstars to ride safely, nobody can control all aspects of trail riding. Adding your young riders to your policy helps you feel more prepared while they gain experience and new riding skills.
Let It Snow!
Before you hit the cascades this winter, make sure you explore whether your snowmobile is insured! Accidents happen! With an insurance policy on your snowmobile, you can be protected against untimely medical expenses and collision costs in the event of an accident. By working with one of our representatives, we can help you choose the best policy for your lifestyle and budget.
Don't Forget The Trailer!
It’s important to consider adding a trailer insurance policy to your suite of coverages because the cost of your trailer and whatever it’s hauling may not be covered in your auto policy! Having an ATV policy is good, having a complimentary trailer insurance policy covers so much more! Just let one of our reps know that you want to explore trailer insurance and they can tell you about the different options available.
Don't Just Take Our Word For it:
Our Customers Say...
Of course we think we’re a great Insurance Agency, luckily so do lots of other people!
When I first got my car the dealer sent me to Brookeys, I got great service. Today I needed proof of my insurance and a new policy. I got help from Danyelle, she was professional and worked quickly to get what I needed, always get good service from Brookey!
Kiah B
- Federal Way WA
I couldn't be happier with Brookey Insurance. Cassidy got me the lowest insurance quote I could find and saved me hundreds of dollars a year. She is amazing. Every time I call she goes out of here way to help me. I highly recommend Brookey Insurance, Cassidy and the whole team. Always go out of the way to help me and save me money and always are kind, helpful and caring. I have referred a ton of people to Brookey and they are all happy. Just a great company to do business with. Thank you Cassidy and Brookey Insurance.
Radec Myslak
- Bonney Lake WA
- Based On 231 Reviews
Brookey Insurance Services - ATV / Off-Road
Coverages:
What you need to know...
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This resource is offered as a of collection available info. It’s not meant to constitute legal advice and we don’t guarantee that’s it’s 100% up to date at the time you view this page.
ATV insurance helps protect you and your off-road vehicle, along with injuries another rider suffers, if you get in an accident. Each coverage has different limits that you can increase for extra protection to give you more comfort and peace of mind.
ATV insurance also helps to cover the costs from hazards like:
- Collision
- Fire
- Theft
- Vandalism
- Hail
- Falling objects
ATV insurance costs are determined based on your age, driving record, location, and the value of the vehicle. We can’t speculate on the exact or average cost of a policy for your vehicle, as there are many variables, but we’d be happy to help you with a personalized quote!
If you only use your ATV or UTV off-road, then you aren’t legally required to have insurance on your ride. However, if it is licensed for road use, you’ll need to carry a policy! Some off-road vehicle parks will require proof of insurance for your ATV or UTV before riding there. It’s better to be safe than sorry!
Some people have the misconception that their homeowners insurance policy covers their ATV, UTV, or side-by-side, which isn’t always true! Some homeowners policies may provide a small amount of coverage, it’s much smarter to invest in a plan for your ATV to ensure your toys are protected year-round.
Your trailer can potentially be covered by your auto policy (when it’s connected to your vehicle), but without reviewing your policy, we cannot answer that for sure. If you need a policy review, let us know and we’ll help determine if your auto policy covers your trailer or if we should work on adding your trailer to your ATV policy to protect your investment in more circumstances.
Some insurance providers include a certain amount of coverage on your modifications and upgrades, but if your ride is highly-modified, let’s talk about what you’ve done to it so we can make sure your total investment is protected, not just part of it.
We can customize and personalize your policy just like you’ve customized your ride! Some modifications may not be covered within your policy, but we’ll work with you and our insurance partners to get your modifications covered in your off-road vehicle policy.
Yes, you can bundle your ATV insurance with your other insurance policy! Insurance companies love to see you bundle multiple insurance policies, and it may open you up to saving on your insurance policy each month. Ask one of our agents about this and how much it could save you personally!
